Borrow Against Your Bitcoin Treasury With True Self-Custodial Control

Psalion has launched a Bitcoin-backed lending product and we think it is worth your attention. The basic idea: pledge your Bitcoin as collateral, borrow USDT or USDC at a current fixed 5.5% annual rate, and keep the Bitcoin in your own custody wallet for the life of the loan.

Most Bitcoin lending requires you to hand over the collateral. Psalion keeps it in a client-dedicated account through Utila / MPCVault, with all transactions auditable on-chain. The lender cannot unilaterally move or rehypothecate the funds, and all the lending operations are executed directly within this custody environment.

Minimum loan is $600,000. No credit check. Funds disbursed within 12 business hours.

The terms

• Loan-to-value: Up to 60%, margin call at 80% LTV, liquidation at 95%

• Interest rate: Fixed 5.5% net per annum, paid monthly

• Origination fee: 0.5%, no prepayment penalty

• Loan duration: Three months default, other terms on request

• Approval: Collateral only, no credit check, no restrictions on use of proceeds

Why it matters

Borrowing against Bitcoin is not a taxable event. Selling is. For treasury teams and large holders sitting on a position with a low cost basis, that difference is significant. Add in the custody transparency and the protection against rehypothecation, and this is a more complete product than most of what has existed in this space.

Psalion is a proud supporter of BitcoinTreasuries.net. To register interest or request terms, contact them directly at [email protected]. Terms subject to change.

Onward, 

The BitcoinTreasuries.net Team

For more information:

Psalion | Capital multipliers across the blockchain asset class Psalion enables Bitcoin holders to access liquidity through a collateralized self-custody lending structure, with fixed rates, no credit checks, and collateral remaining in client custody throughout the loan term. Read More

Sponsored content. This was produced in partnership with Psalion. This content is for informational purposes only. It does not constitute investment advice and is not an offer to buy or sell any security or financial product. Conduct your own due diligence and seek professional advice before making any financial decisions.

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